Yes, as a passenger during an active ride, you are covered by the rideshare company's insurance. Rideshare companies, such as Uber and Lyft, maintain liability coverage of at least $1 million for accidents occurring during a trip. This coverage includes bodily injury and property damage. Consulting with a Florida rideshare accident lawyer can help you navigate the claims process effectively.

If you're a rideshare driver not logged into the app during an accident, you have to go through your personal insurance. Rideshare companies' insurance coverage only applies when you're in an active ride. Ensure your personal policy covers such scenarios and consult with a Florida rideshare accident lawyer for guidance.

Coverage depends on what the driver's app was doing at the moment of the crash. During an active ride, Florida requires at least $1 million in liability coverage plus PIP and uninsured motorist coverage. If the driver was logged in and waiting for a request, the minimum drops to $50,000 per person, $100,000 per crash, and $25,000 in property damage. With the app off, only the driver's personal policy applies, and many personal policies exclude rideshare driving (Fla. Stat. § 627.748). With that many insurers involved, each one has a reason to point at another.

If you're injured in a rideshare accident in Florida, the responsible party depends on the circumstances. Rideshare companies like Uber and Lyft provide up to $1 million in liability coverage when a driver has accepted a ride or is transporting passengers. This covers any injury related expenses such as medical bills, lost wages, and pain and suffering. Consulting a Florida rideshare accident lawyer is recommended to navigate these complexities and secure fair compensation.

Most rideshare injury claims go through the rideshare insurance policy rather than a lawsuit against the company itself. Uber and Lyft drivers are generally treated as independent contractors, so whether the company can be held responsible depends on the specific facts. We'll review your case and pursue every policy that may apply.

Neither falls under Florida's rideshare insurance law, but other coverage may apply. Turo crashes can involve the owner's policy, the renter's policy, and Turo's own coverage. DoorDash maintains coverage for active deliveries that typically applies on top of the driver's personal policy. We'll identify which policies may apply to your crash.

Yes. Florida PIP only pays medical benefits if you get initial treatment within 14 days of the crash. Miss that window and you can lose PIP medical coverage entirely. We can connect you with a provider near you.

Florida uses modified comparative negligence (Fla. Stat. § 768.81). Your recovery is reduced by your share of fault, and if you're found more than 50% at fault, you can't recover anything.

The length of the claim process for a rideshare accident can vary significantly depending on several factors. The complexity of the accident, the severity of injuries sustained, and the willingness of the parties involved to cooperate all play crucial roles in determining the timeline. Claims involving multiple parties can lead to longer resolution time. Rideshare companies, their insurance provider, and other drivers or pedestrians can add layers of complexity.

Our Florida rideshare accident lawyers work on a contingency fee basis, meaning you don’t pay any upfront fees. Instead, we receive a percentage of your settlement or court award, typically ranging from 33% to 40%. This arrangement ensures you only pay if your lawyer successfully recovers compensation for you.